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A Top Laguna Niguel Mortgage Broker
Sometimes finding the right loan can take some work. At Nikkael Home Loans, we’re attorney-owned, and our team specializes in complex mortgages. That way, you can focus on finding the home you want, not worrying about whether you qualify for a loan.
Choose the Loan That’s Right for You
Reverse Mortgage
Are you 62 or older and own a home? Borrow against your equity and get tax-free income. Or use the income to consolidate debt.
Refinance Loan
Get a better interest rate and/or other mortgage terms, reduce your monthly payment, consolidate debt, or put cash in your pocket.
Non-QM Loan
Discover how you can qualify for a home loan when you have less than stellar credit or a source of income not documented by a Form W-2.
Private Loan
Get approved faster and deal with less red tape with a loan from a private lender that has its own requirements.
FHA & VA Loans
Two of the most popular loans are the FHA government loan program and the no-money-down military VA loan.
Not Sure Where to Start?
We’re happy to guide you to the right choice for you—contact Nikkael Home Loans today!
The Nikkael Advantage: Attorney Owned and Operated
As an attorney-owned and operated mortgage company, we owe our clients a higher ethical obligation than a traditional mortgage broker. That means our clients have a better experience, with superior service, and an outcome that meets their needs, not ours.
No situation is too complex
With a real estate attorney at the helm, there is no situation that is too unique or complex for us to handle. Our highly trained team specializes in complex loans.
We’re also real estate attorneys
Nikkael Home Loans is owned and operated by attorneys who know how to work through challenging matters to find the best solution for you.
There’s no pressure
We won’t sell you on a loan—instead, we will educate and inform you about the best options to match your needs.
We’re More Than Loan Officers
Unlike big banks and private lenders that have “order takers” processing your loan, Nikkael Home Loans is an attorney-owned and operated mortgage brokerage with a team of highly skilled loan consultants.
Our experts will show you options and help you compare loans so you can make a decision that fits your budget and goals. And with over 60 years of combined experience, you can expect unparalleled service from our mortgage brokers serving Orange County and all of California!!
I was extremely impressed with your handling of the loan – I don’t say that very often. Thanks again.
We are very grateful to have you as our broker, you have helped us a lot and done a great job from the very beginning.
You did a wonderful job, I don’t think anyone else would have taken the time and put in the effort to get my loan closed.
Making Laguna Niguel, California Your Home
The city of Laguna Niguel, located in the hills of South Orange County, was one of the first master-planned communities in California. Its mild coastal climate, parks and trails, proximity to local beaches, cleanliness, and low crime rate make it a top choice for those looking for quiet, peaceful living near the ocean. If your heart is Laguna Niguel, Nikkael Home Loans can help you find the right loan for a home in this beautiful community.
Curious What Terms You Can Get?
Let’s find the right loan for you—contact your Orange County mortgage broker today!
